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Social Homebuy - Helping Council tenants towards home ownership

 

Council tenants looking to get a foot on the housing property ladder are being given the chance to buy a share in their home thanks to a pilot scheme being run by Harlow Council.

 

Social Homebuy, which runs until 31 March 2008, is a new home ownership scheme where council tenants can buy as little as 25% of their home and pay rent on the share they don’t own. This gives tenants another option to buy other than the right to buy scheme.

 

The scheme is similar to other shared ownership initiatives as it allows secure tenants to buy an initial share.  But, unlike other schemes tenants can receive a discount of up to £10,125 on the first share that they buy and can then gradually move up to full ownership.

 

Councillor Mark Wilkinson, Chair of the Council’s Housing Committee, said: “I’m delighted we are able to offer our tenants this scheme. Only a handful of Councils across the country have been given Government approval to run such a scheme. Social Homebuy is perfect for tenants who currently might not be able to buy their home outright but want to step towards owning their own home. People struggle to get on the housing property ladder nowadays and it can be even harder for people renting a property.”

 

The rules for Social Homebuy are similar to that of the right to buy scheme. Most of secure tenants and certain family members will be approved. But there are additional exceptions, for example, people must not have a current claim for housing benefit or currently claim full council tax benefit during the application for Social Homebuy.

 

Tenants can obtain an application pack by phoning Contact Harlow on 446655 or the Home Ownership Section on 446424 or alternatively email homeownership@harlow.gov.uk. Tenants can also use the same contact details for information on the right to buy scheme.

 

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