Essential Living Fund

Crisis Loans and Community Care Grants are no longer available from The Department of Work and Pensions. Instead, those eligible can apply for support through the Essential Living Fund (administered by Southend on Sea Borough Council) developed to help in an emergency, where the health and safety of yourself and/or your family members are at risk.

To qualify for support you must be able to show that you:

  • Are aged 16 or over
  • Are in receipt of state benefits, or if employed have savings under £1,000
  • Are permanently living in Essex

You can apply online at or call 0300 7900124. Your request will be assessed and if successful, you will be provided with appropriate help and support.