Struggling with your rent or mortgage

If you are struggling to pay for your rent, you need to speak to your landlord as soon as possible.

Your landlord may be understanding if you explain your situation, and tell them how you plan to pay the rent you owe.

It’s important to keep paying as much of your rent as you can afford. Paying a portion of your rent is better than paying nothing.

If you continue missing your full rent payments, your landlord will be able to seek possession of the property through the courts. They may also want you to pay the rent you missed, even after you have left the property.

You can use Housing Benefit to help with your rent.

If you do not already claim housing benefit, you can use entitledto's free calculator to find out how much benefit you might be able to claim. 

If you already claim Housing Benefit, you need to make sure your information is up to date. For example, if your income has gone down you might be able to claim more. You will need to update your housing benefit claim with this change in circumstance

You can also apply for a Discretionary Housing Payment if you already claim housing benefit. They will access your circumstances and see if you are entitled to any payments.

If you are struggling to pay your mortgage, you can get help and advice about how to budget and manage your money. You can: