Home repair loans

If you need help financing repairs, you may be able to apply for a discretionary home repair loan.

To be eligible for a home repair loan, you need to:

• own the property which you live in
• have lived in your property for at least a year
• receive at least one means-tested benefit

To apply for a loan, you need to contact us.

In some cases, a loan may be available for a registered disabled person or someone over the age of 60.

The loan can be used for repairs up to a limit of £5,000 in any 5 year period. 

The loan is interest free, but needs to be repaid when the property is next sold or ownership transferred.